New Jersey — Tri-State
Hudson Titles handles New Jersey title insurance, searches and settlement from our Ridgefield office, serving Bergen, Hudson, Essex, Passaic, Union and Middlesex counties and the rest of the state.
New Jersey practice commonly includes recording a Notice of Settlement, which provides a limited protective period between contract and closing.
Deed transfers are generally subject to the New Jersey Realty Transfer Fee, calculated under applicable state rules, with a separate fee that can apply to certain higher-value residential transfers.
New Jersey files typically involve upper court judgment, tax, tidelands and flood searches in addition to the property record search.
Where a qualifying prior policy exists, a refinance may be eligible for a reduced rate under the applicable New Jersey rate schedule. Eligibility is verified by the title team.
Markets served
Office location: Physical office: 725 Grand Ave, Ste 104-105, Ridgefield, NJ 07657. New Jersey files are opened and coordinated from this office.
Services available in New Jersey
Questions
New Jersey title premiums are calculated from the insured amount using a bracketed rate schedule, so the premium rises with the purchase price or loan amount rather than by the hour. Our estimator gives a preliminary figure with search, settlement and recording charges itemized separately.
The party paying for the policy generally selects the title company, subject to the contract. A lender may not require you to use a specific title company under federal law.
Yes. Share the property address and our team will confirm coverage and the customary searches for that county.
Run a preliminary estimate in about a minute, or send us the transaction and our team will follow up with detailed figures.
